The O'Connell Insurance Group, Inc. - Products Overview: General Liability


  General Liability Insurance

The success of your business, whether it’s a small enterprise or a large corporation, depends on hard work and ingenuity. However, no matter how industrious you are, a single disaster can wipe out all your profits and potentially destroy your business. Your company is worth protecting.

Unfortunately for every business owner, the additional concern of being sued has dramatically increased over the last decade. Having General Liability insurance can prevent a suit or accident from turning your dreams into a financial disaster. After your needs are analyzed by our team, you’ll know that your business is safe from unexpected legal responsibilities or damages.

The O’Connell Insurance Group provides liability programs that extend far beyond the provisions of typical liability policies, with broad coverage and increased limits in over 30 specialized areas. Our broad range of General Liability protections include the following:

  • Bodily Injury
  • Property Damage
  • Products-Completed Operations
  • Products Liability
  • Contractual Liability
  • Umbrella Liability
As your insurance advisors we will make sure, year after year that your business has all the necessary coverage to avoid the commonplace and survive those occurrences not so common.

The O'Connell Insurance Group is committed to protecting you and your business. Our team is always available to answer your questions.

If you need immediate answers, call (617) 399.9990 or email info@oiginc.com.


Question: Which of the following types of insurance are employers required to provide, as mandated in most U.S. States?

  • Professional Liability Insurance
  • Employment Practices Liability Insurance
  • Workers' Compensation Insurance
  • All Of The Above
  • Answer: In most states, companies are required to carry workers’ compensation insurance for their employees.

    Check with The O'Connell Insurance Group for specific requirements in your area.


    Insurance Term

    "GUARANTEED COST"

    A Workers' Compensation Insurance policy that is not subject to adjustment due to losses that occur during the policy term. In a guaranteed cost policy, the only variable affecting premium that should change between policy inception and audit is payroll. This is in contrast to the various kinds of loss sensitive plans where there is a premium adjustment made based on losses incurred during the policy term.

    For an evaluation of your company's needs consult The O'Connell Insurance Group.
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